American Hospital Association calls for changes to exchanges
By Maria Castellucci
August 24, 2016 - Modern Healthcare
The American Hospital Association has warned the
Affordable Care Act marketplaces lack stability as insurers exit and concern
over drastically rising premiums continues.
In an open letter to HHS Secretary Sylvia Mathews
Burwell Wednesday, AHA President and CEO Richard Pollack urged the agency to
make several policy and operational changes to gstabilize the insurance markets
and encourage robust consumer and insurer participation.h
That
participation could be jeopardized by several insurers' recent announcements
they will pull out of ACA's exchanges. Those changes gwill require millions of
consumers to find new coverage in 2017," Pollack wrote.
Insurance giants
Aetna, Humana and UnitedHealth Group have all said they will drastically
scale back participation in plans as they continue to suffer losses.
According to AHA, the key to marketplace stability is genrolling
healthier individuals,h and HHS should take several steps to further this
goal.
The group suggested HHS strengthen special enrollment periods by
pre-approving their use before the enrollment period begins and implementing
consumer protections so those eligible for special enrollment can effectively
use their coverage and understand their payment responsibility.
The AHA
also supported finalizing changes to the ACA's
risk-adjustment program, including use of prescription drug data to help
identify diagnoses.
Another area of focus for the AHA was enhancing
enrollment on the exchanges. The association said many low-income Americans
still can't afford the premiums of plans, and suggested HHS allow hospitals and
systems to cover part of the premiums for individuals not eligible for Medicare
and Medicaid. The feds asked the
healthcare industry last week to submit information about whether hospitals,
providers and foundations were steering Medicare- or Medicaid-eligible patients
toward the exchanges in order to obtain higher reimbursement rates.
HHS
declined to comment on the letter but noted several efforts to stabilize the
markets. The agency released an analysis
Wednesday that showed premium increases for 2017 plans will still be
affordable, although many caveats
apply.
AHA also insisted CMS work more with states to develop
solutions that will encourage more stability, noting Alaska authorized a
state-level reinsurance program with success.
The letter addressed the
reportedly skyrocketing premium prices expected on the 2017
exchanges.
gWhile recent announcements of double-digit premium increases
are alarming, we have reason to believe that such increases may be a one-time
correction and necessary to stem insurer losses moving forward," Pollack
wrote.